time horizon

Examples of time horizon in the following topics:

• Risk Adjusting for the Time Horizon

  • In other words, default risk increases as the time horizon lengthens.
  • Since stock investments have more time to overcome potential downturns in value, having a longer time horizon can justify more aggressive investing.
  • However, those with time horizons over five years should consider stocks because of their growth potential.
  • Put simply, as time horizon lengthens a higher percentages of stocks should be added to a portfolio.
  • For an individual, diversifying investments in different time horizons is also important.

• Measuring and Managing Risk

  • Assets can have varying maturity dates and potential for default, the attribution of time to maturity and timely payments involve an assessment of risk.
  • Time is a component of risk for varying reasons; however, the two most common are related to the increase in general uncertainty rising with the time horizon and reinvestment risk.
  • In our everyday lives, we are faced with momentary uncertainties that become increasingly harder to predict as we move from a five minute horizon to a five day, five month, or even five year period.
  • Another aspect of time horizon is reinvestment risk.
  • Given that at the time that the investment is called prevailing rates may be lower than at the purchase of the asset, the holder is taking a reinvestment risk at the time of purchase.

• Present Value and the Time Value of Money

  • The time value of money is the principle that a certain amount of money today has a different buying power (value) than in the future.
  • The value of money at a future point of time would take account of interest earned or inflation accrued over a given period of time.
  • The return of $5 represents the time value of money over the one year interval .
  • Alternatively, if an investment is valued at $125 and this value includes the 7% return generated over a one year time horizon, the original value of the investment or its present value is equal to (125)/(1.07) or 117.
  • The time value of money is the central concept in finance theory.

• Decision Criteria

  • In addition to the time horizon, working capital decisions differ from capital investment decisions in terms of discounting and profitability considerations; they are also "reversible" to some extent.
  • Because this number effectively corresponds to the time that the firm's cash is tied up in operations and unavailable for other activities, management generally aims at a low net count.

• Sources and Determinants of Profit

  • Whether economic profit exists or not depends how competitive the market is, and the time horizon that is being considered.
  • The amount of economic profit a firm earns is largely dependent on the degree of market competition and the time span under consideration.

• Computer Mediated Communication

  • Synchronous interaction requires the learner and instructor being online at the same time and communicating in real-time.Efficient synchronous communication tools are a more recent development and include: shared whiteboards and live presentation tools, learner control tools including hand raising, approval feedback and audio/video control, live assessment testing and voting, breakout rooms for smaller groups, real-time chat, instant messaging technology, voice streaming, video conferencing and webcasting.Systems such as HorizonLive/Wimba and Centra include many of these tools (see illustration below).
  • This diagram is a Time-Place Matrix used to classify eLearning technologies according to either same or different time or place.
  • In the same time-same place cell we include face-to-face classroom interactions.
  • In the same time-different place cell we include simultaneous interaction technologies such as virtual classrooms (Horizon Wimba and Centra) and Instant Messaging (IM).
  • Screen shot from Horizon Wimba Live Classroom Session illustrating the shared whiteboard and presentation tools, the text chat box, learner controls for live audience polling and hand raising and the availability of breakout rooms for small group collaborative sessions (used with permission of HorizonWimba).

• Physical Properties of Soil

  • Soils are made up of combinations of four distinct layer types or horizons: O horizon, A horizon, B horizon, and C horizon.
  • Soils are named and classified based on their horizons .
  • Beneath the C horizon lies bedrock.
  • This soil profile shows the different soil layers (O horizon, A horizon, B horizon, and C horizon) found in typical soils.
  • The San Joaquin soil is a mature soil that has an O horizon, A horizon, B horizon, and C horizon.

• Linear Perspective

  • Perspective drawings always have a horizon line, which can or can not be implied.
  • It is analogous to (and named after) the earth's horizon.
  • In an illustration, these vanishing points can be placed arbitrarily along the horizon.
  • This time the third vanishing point is positioned high in space.
  • This elongated frame can be used both horizontally and vertically and when used vertically can be described as an image that depicts both a worm's- and bird's eye view of a scene at the same time.

• Soil Formation

  • Soil formation is the result of a combination of five factors: parent material, climate, topography, biological factors, and time.
  • Within the soil profile, soil scientists define zones called horizons: a soil layer with distinct physical and chemical properties that differ from those of other layers.
  • Five factors account for soil formation: parent material, climate, topography, biological factors, and time.
  • Time is an important factor in soil formation because soils develop over long periods.
  • The soil profile contains defined zones called horizons whicht have distinct physical and chemical properties that differ from those of other layers.

• The State of Global Business

  • At the same time, in the material domain of life almost two billion people have joined the ranks of the rising global middle class as the developing economies of India and China have come fully on-line.
  • All this has generated an entirely new global business environment, and an emerging new global economy, with new rules, new patterns of costs, new methods of work, new risks, new opportunities, and new horizons for growth, evolution and change.