interest rate

Examples of interest rate in the following topics:

• Wealth

  • When a person decides to buy a house, they take out a mortgage from the bank at an interest rate that may or may not be fixed to stay the same over time.
  • When they can no longer pay back the loan at the agreed upon interest rate, their home is foreclosed and the bank that gave them the mortgage takes ownership of it.
  • In many communities with large minority populations, high interest rates can cause roadblocks to home ownership.

• Economic measures

• Global Aging

  • The Chinese government's strict control over family size, particularly its one-child policy for urban families, has resulted in a significant decrease in the country's population growth rate.
  • Depending on the age ranges at which the changes occur, an aging population may thus result in lower interest rates and the economic benefits of lower inflation.

• Microfinancing

  • For example, many people have criticized the high interest rates microfinance charges to borrowers.
  • That being said, the annual rates charged to clients were higher, because these rates included local inflation and the bad debt expenses of the microfinance institution.

• Data and Methods

  • Because demography is interested in changes in human populations, demographers focus on specific indicators of change.
  • Additionally, demographers are interested in migration trends or the movement of people from one location to another.
  • net reproduction rate: the number of daughters who would be born to a woman according to current age-specific fertility and mortality rates
  • The chart below highlights the varied fertility rates of specific countries as some have very low fertility rates, many have moderate rates, and some have very high rates.
  • Mortality in demography is interested in the number of deaths in a given time or place or the proportion of deaths in relation to a population.

• Crime Statistics

  • One of the more interesting features of the U.S. is the extensive number of people who are currently in the correctional system.
  • Another interesting characteristic of the U.S. is the amount of money that is spent on the correctional system.
  • The figures below and to the right show that rape rates in the U.S. have declined in recent years and also compare rape rates from select countries around the world.
  • ratio of African-American incarceration rate to European-American incarceration rate - 8 to 1
  • The U.S. does not have the highest homicide rates in the world, but the rates in the U.S. are still relatively high compared to other countries (see chart).

• Regressing position on attributes

  • Substantively, we are trying to find out whether the "workers" higher eigenvector centrality (observed in the section above) is simply a function of higher rates of participation in coalitions, or whether the workers have better connected allies -- independent of high participation.
  • This suggests that it may be difficult to separate effects of simple participation from those of being a workers interest group.
  • Controlling for total coalition participation, capitalist interests are likely to have slightly lower eigenvector centrality than others (-.0078), but this is not significant (p = .555).
  • The higher the rate of participation in coalitions (POSCOAL), the greater the eigenvector centrality of actors (.0615, p = .021), regardless of which type of interest is being represented.
  • We could be interested in predicting a relational attribute of actors (e.g. centrality) using a mix of relational and non-relational independent variables.

• Sexual Behavior: Kinsey's Study

  • Alfred Kinsey was an American biologist who is considered to be the founder of sexology, or the scientific study of human sexuality, including human sexual interests, behavior, and function.
  • There, he became interested in human sexuality.
  • As one can see, Kinsey rejected the idea of a permanent status of sexual orientation and instead chose to rely on a rating relating to a particular moment in one's life, indicating that sexuality changes over time.
  • According to Kinsey, 11.6% of white males aged 20 to 35 were given a rating of three for this period in their lives, meaning that they were equally heterosexual and homosexual.
  • Kinsey further found that 7% of single females aged 20 to 35 and 4% of previously married females were given a rating of three for this period of their lives.

• Theoretical Perspectives in Sociology

  • In his now classic work, Suicide, Emile Durkheim was interested in explaining a social phenomenon, suicide, and employed both data and theory to offer an explanation.
  • By aggregating data for large groups of people in Europe, Durkheim was able to discern patterns in suicide rates and connect those patterns with another concept (or variable), religious affiliation.
  • At this point, Durkheim's analysis was still in the data stage; he had not proposed an explanation for the different suicide rates of the two groups.
  • When Durkheim introduced the ideas of anomie and social solidarity, he began to explain the difference in suicide rates.
  • The higher suicide rates were the result of weakening social bonds among Protestants.

• Introduction

  • In his now classic work, Suicide, Emile Durkheim was interested in explaining a social phenomenon, suicide, and employed both data and theory to offer an explanation.
  • By aggregating data for large groups of people in Europe, Durkheim was able to discern patterns in suicide rates and connect those patterns with another concept (or variable): religious affiliation.
  • At this point, Durkheim's analysis was still in the data stage; he had not proposed an explanation for the different suicide rates of the two groups.
  • It was when Durkheim introduced the ideas of anomie and social solidarity that he began to explain the difference in suicide rates.
  • The higher suicide rates were the result of weakening social bonds among Protestants.